Obama and Shinseki Intended VA Treatment Failure

If you cannot imagine how or why the Veterans Administration has been so shamefully negligent and criminally deceptive in its treatment and record keeping look no further than what Veterans Affairs Secretary Eric Shinseki said on March 12, 2009. At that time, he stated that the Obama Administration had a proposal which would require U.S. military personnel to pay for their own medical treatment for injuries sustained while in the line of duty. A proposal the Administration refused to take off the table when petitioned to do so by Veterans’ groups. Yes, you read that correctly. U.S. soldiers to pay for injuries sustained while fighting or defending, for or on behalf of this country, with private medical insurance paid for by those same  soldiers out-of-pocket.

harmFast forward 5 years and what do we discover? The same Administration and the same players, President Obama and Secretary Shinseki, have allowed or created a system of medical care for Vets so negligent, so duplicitous and so deadly that it just might either 1) cause soldiers to actually seek private medical insurance or 2) convince the public that the VA can no longer  afford to effectively and efficiently manage the system…thereby recommending some private form of self-insurance.

Do you really believe that people who think our soldiers should pay for their own healthcare for injuries sustained in the line of battle are going to efficiently, and with integrity, administer VA hospitals in a way that encourages Vets to seek treatment?  President Obama is “madder than hell?” You believe he cares! Why in the world would you?

The ends justifies the means. The motto of an Obama Presidency and Progressives generally.

Whether its leaving behind 4 Americans in Benghazi, turning a blind eye for 52 days to a Vet chained to pirson walls in Mexico for having made a wrong turn on the freeway at the U.S.-Mexico border, or failing to provide the most basic medical care to courageous men and women who answered this Nation’s call to service, this Administration is a disgrace and so too will be a Nation that allows itself to continue to be duped and manipulated by these same people and a complicitous media.

Stupid is as stupid does. The problem isn’t them. Its us.

Do you realize we have just had 139 primary races across this country in advance of the November mid-term elections and NOT ONE incumbent was outvoted by their challenger. We just voted to keep the same crooks, incompetents, and professional political class in office in which we have a 20% trust factor.

I know you’re busy and dancing as fast as you can to keep up with your life. But that’s the plan. Overwhelm you so you’re just too tired and feel too helpless to affect anything. Exhaust you so you’re a good little sheep and go your merry way…never realizing the whole herd is being driven right off a cliff.

Stop feeling dis-empowered. Its the wrong attitude and leads to a disastrous outcome. Until we find a better shepherd for this flock let’s stop following the one we’ve got and start thinking for ourselves.


Lost But Not Yet Found?

Have we not lost our way when a U.S. Veteran having served in Iraq and Afghanistan languishes chained in a Mexican prison because he accidentally drove over the border with his weapons in his vehicle while our President and Congress are doing everything they can to fast track illegal aliens (many criminal) to becoming U.S. Citizens?

LostHave we not lost our way when President Obama personally takes time to call Georgetown University law student Sandra Flock to congratulate her for seeking taxpayer money to fund her choice of contraception while the same President does not take the time to fire the head of the Veteran’s Administration for a cover-up and total failure to provide medical care for our Veterans?

Have we not lost our way when a federally mandated academic curriculum called “Common Core” is designed to stifle creative and independent thinking while using public education to promote a political agenda while gathering intrusive personal data on both students and parents alike?

Have we not lost our way when you need a photo ID to obtain a driver’s license, obtain any hospital out-patient or in-patient procedure, purchase over-the-counter sinus medication, donate blood, carry out bank transactions (even deposits now!), cash A check or pay for purchases by check, purchase a gun, obtain Social Security benefits, be booked for arrest, visit a school if you’re a non-student, adopt a child, pick up packages at the post office, produce at a routine traffic stop…but not to VOTE?

Have we not lost our way when we march and protest over cruelty to animals but are indifferent to 50,000,000+ U.S. abortions (many of them late term) in the last 30 years?

Have we not lost our way when schools teach, as early as third grade, the intimacies and technicalities of sexual acts but teachers, administrators and politicians rebel at the mention of God in those same classrooms?

Have we not lost our way when a parent is arrested at a school board meeting for objecting to prurient and pornographic subject matter in his child’s textbook and every other parent, present with the same objection, sits by silently in fear without standing up for the father?

Have we not lost our way when we make believe that some politician will reverse the social and economic nightmare we are living rather than take responsibility ourselves for what needs to be done?

Have we not lost our way?


To Know or Not To Know?

One of the reasons Steve Clark and I not only write to this blog but also podcast “Above The Fray” is to share our differing opinions and encourage each of our readers and listeners to value their own truths while respecting the truths of others. It is to that end that I write today’s post. I wish to honor and respectfully disagree with something Steve wrote in his most recent post titled “A Secret To Society.”

KnowledgeIn making his excellent point that government, politicians, educators and those with political agendas alike all use opinion and disinformation rather than fact to manipulate the masses, Steve provided the following personal example:

“I spent many years learning about my Catholic faith. As I grew more serious with my studies, I asked for a good list of books to read to deepen my faith and grow in understanding. As I read more and found other books that I thought would help with my understanding, my spiritual adviser would counsel me not to read certain books because they were not doctrinally sound. In other words, some of these books were good but the premise of their writings was not sound and they would have left me with more questions than answers.”

While I admire Steve’s dedication to learning, I disagree that “unsanctioned’ source material can be harmful. Source matters, but only as it relates to the weight a reader gives it. As a Jew, I read things that both support and question my belief. And while I give greater credibility to Judaic sources, I keep an open mind as to the questions both healthy skepticism and opposing viewpoints can prompt.  My understanding of the Creator is that It would have me challenge my belief in It’s existence and by so doing (like Job of the Torah/Old Testament) strengthen my faith.

Having made that point as it relates to faith, desiring more information not less isn’t limited to religious inquiry. Whether religion, history, philosophy, science, or the humanities (just to name a few) I am certain that it is easier and wiser to filter out excess information than try and grow from a place of deficiency.

So I’ll conclude with the thought that while this post may be more information than Steve wants, we will remain friends and colleagues because that’s what it means to go Above The Fray.


Group Think in Finance

When I went to graduate school for finance I took a class on financial analysis. One of the main topics covered was financial forecasting as it related to stock prices and earnings. Before a publicly traded company releases its earnings, stock market analysts will predict for their clients what those numbers will be.

groupthinkThe reason for this is that if the analyst is right about his prediction, he can alert his clients about potential gains to be made. Given that it is inherently difficult to predict a company’s earnings from quarter to quarter, I naturally thought the analysts predictions would have a wide variety of different forecasts.

In reality, most analyst predictions were almost always the same. After thinking about it for a while, the answer became obvious. Analysts have families and a career to manage; so, if their picks are that far off from the consensus they could lose their job if and when shown to have been wrong. They learned early on to follow the pack in that it is hard to fire one analyst if all of the other analysts made the same mistake. So an analyst quickly learned not to stick your his or her  head out lest it get chopped off.

After graduate school, I ended up trading bonds for Merrill Lynch on an emerging markets desk. Since we were an international group we had a smattering of foreigners with remainder being Americans. However whenever I walked around around to the other trading desks they were all staffed by Americans, with the preponderance of employees educated at Ivy League schools. Finance can get quite complex and some of the instruments that are traded require a deep understanding of math and finance. So I understood the need to hire “the best and the brightest.”  What was unclear was why would a firm like Merrill Lynch hire the majority of their employees from Ivy League schools. This applied not only to Merrill Lynch but all the other main Wall Street banks as well.

This method of hiring from only a select set of schools was very different when I first applied to the Marine Corps Officer Program where selection was actually based upon a broad selection of officers with variety of backgrounds from a a broad array of schools. In my class alone there were officers from the Naval Academy, the Ivy Leagues, the SEC, as well as former Marines who earned their degrees via correspondence schools. The philosophy in hiring such a diverse set of people was that in a war time situation, it was better to have a broad selection of viewpoints. In that way group-think was unlikely to set in. There would always be somebody who would consider certain risks that others could not.

During the financial crisis of 2007-2008, all the major banks except one (JP Morgan) made the same mistakes that were to cause their financial ruin… the over leveraging of their balance sheets by holding mortgage bonds. A partial list of the financial institutions that either folded or merged during that period included: Lehman Brothers, AIG, Bear Stearns, Countrywide, Merrill Lynch, and Wachovia.  I concluded that all of these banks believed in the false premise (among many others) that since all the mortgage bonds had an implicit guarantee by the government that they would not default. But the mortgage bonds did default and it created the financial destruction from which we have still not recovered.

Since the majority of all of these employees were educated at the same institutions and were trained philosophically in the same manner, they were not able to see a fatal mistake in the financial system that so many others could see (mainly hedge funds). This is the fatal flaw of group-think. Once everyone believes things to operate a certain way their minds remain closed to alternate viewpoints.

The people in these banks could not envision that the products that they sold and traded would destroy them.

At Merrill Lynch, the head of the mortgage market prior to the crisis in 2007-2008 was fired for expressing his concerns over this very issue. Instead of embracing his perspective and seeking his wisdom, developed over many years of successful trading, he was fired for not taking on more risk.  Then, he was rehired after the damage had been done in the hopes that he could salvage the mess. By that time, of course, it was too late.

There is perhaps no more on-point, real-time example of the disastrous consequences that result from being unable or unwilling to listen to and acknowledge alternative viewpoints.

Steve Clark

A Secret To Society

What do Progressives, Communists, teachers, advertisers and skilled writers all have in common than many people never realize?  They each know that a reader is inviting and allowing a writer, of whatever perspective, to “get inside” and “tinker with” the reader’s thoughts.

textbook In addition to those just mentioned, government officials know this all too well which is why they try and dominate both the media and public education. For example,  “At Jimmy Carter’s inaugural, almost all the events were open to the public, and most of them were free. Reagan’s inauguration was by invitation only, and the invitations were expensive. One inauguration planner said it was all about ‘class and dignity.’ Harry Truman would have been horrified, but many Americans seemed awed by the glitter and glamor.” 

The statement in italics implies that the author knows how Harry Truman would have felt. Well, maybe he would have felt that way nut maybe he would not. The bias in this text seems inconsequential. However, over the course of many years, the reprinting in textbooks of such opinions (as opposed to facts) has a cumulative and determinative affect upon a child’s mind and opinions.

Textbooks are a subtle (and at times not so subtle) way to manipulate and tinker with our children’s minds. To earn a good grade, the child must absorb the underlying politics in order to understand the question and provide the “correct” response…be it in a classroom or on an exam.  This is simply mind control and programming at its most basic.

As a father of six, I am always checking and looking at my kids textbooks to explain to them the full picture of the material at hand. Since children are learning things for the first time it becomes easy for them to accept the bias since they don’t know otherwise. My children are in public schools (and although I live in Texas, I don’t trust government initiated instruction and don’t want them to be indoctrinated to trust what htey are told siply becasue it comes from government or school Administrators.

I spent many years learning about my Catholic faith. As I grew more serious with my studies, I asked for a good list of books to read to deepen my faith and grow in understanding. As I read more and found other books that I thought would help with my understanding, my spiritual advisor would counsel me not to read certain books because they were not doctrinally sound. In other words, some of these books were good but the premise of their writings was not sound and they would have left me with more questions than answers.

So it is quite important what we fill our minds with the right things in order to be educated.  The irony is that the government benefits from an uneducated populace, the less intelligent we are the more power the government has. For example, many Progressives argue that a higher minimum wage would help people on the lower rungs of society make more money. Although the theory sounds appealing it has never been proven by any economist of merit; a higher minimum wage always causes more unemployment, the exact opposite of what the lawmakers are trying to achieve.

If the Progressives can sell this political fantasy they know they will be able to extract more from the business community. They know that by making business comply with their laws they will be able to extract more and more political donations from business leaders (pay them to go away). If the general public had taken the time to understand the issues at hand, politicians would never get away with their political dreams.


Steve Clark

John Kerry Meet Donald Sterling

The next time Secretary of State John Kerry chooses to describe Israel as heading towards an apartheid state he would do well to closely examine the reaction of world Jewry to L.A. Clippers owner Donald Sterling’s bigoted remarks about African Americans. There is probably no other People on earth, living in or out of Israel, more sensitive to bigotry, bias, religious persecution and hate speech than Jews.

IgnoranceSadly, the Secretary’s comment was founded in either 1) ignorance of historical fact or 2) his own apparent bias about Israel, its people and its government. I hope it is the former, although in a position of such gravitas requiring heightened diplomatic skills neither is acceptable nor excusable.

Arab Israeli’s make up approximately 20% of the population. Historically, Arabs living within Israel since 1949 have enjoyed more freedoms than Arabs living in any Arab speaking country. Since 1949, Israel has seen 70 Arab Israeli’s elected to the Knesset (with 13 serving currently). Arabs serve in the Supreme Court, the Cabinet, the Israeli Defense Forces, the Israeli police, as emergency medical service providers, doctors, businessmen, entertainers, television personalities and in a multitude of positions within every aspect of civil society.  In 2004, Former Prime Minister Ariel Sharon ordered that every public company have at least one Arab Israeli on its Board of Directors.

Does this seriously lead anyone other than Secretary Kerry (or Arab extremists seeking the annihilation of the State of Israel) to conclude that an apartheid Israeli nation is a foregone conclusion? I think not.

Personally, I stand with former United States Ambassador to the United Nations, John Bolton, who today said that “children are running our foreign policy” and with Senator Ted Cruz (R-TX) who yesterday called for the resignation of Secretary Kerry.

Ignorance is only bliss when it does no harm.


Divide and Conquer

“Divide and conquer” is a strategy as old as time for a reason. It works. The more you can disperse an opponents forces the weaker you make him. Of course, the converse is equally true…”united we stand.” So it should come as no surprise that entrenched power, wherever it is found, seeks to turn any opposition against itself with the intention being to distract and disperse.

DividedEnter the Cliven Bundy story.

Initially Bundy, the Nevada rancher standing up to the Bureau of Land Management and thereby the Federal Government, was viewed as a modern day David against a modern day Goliath. Others saw him as a Patriot and rushed to his side to stand with him. However, as it became known that Mr. Bundy had violated the law on his way to taking a legitimate stand on States’ rights (by not paying his grazing fees) and further that he seemed to speak with bigotry about African Americans, the tide quickly turned against him. His less than stellar behavior quickly eclipsed the larger legitimate issue of Federal Government overreach via land grabbing.

The mainstream, not-so-mainstream media and the population in general have been quick to be seduced by getting lost in the “he’s a good guy” no “he’s a bad guy” debate. Divide and conquer at work.

Our Federal Government is out of control and is incompetent and/or frighteningly ill intentioned as evidenced by its mismanagement of the economy, its overreach of federal powers, its foreign policy, and its redistribution of wealth efforts through Obamacare. However, if we allow ourselves to focus on the all to human Cliven Bundy, who has his strengths as well as his failings (as well all do) then we will be distracted from the larger issue… which is exactly where the powers that be want us.

United we stand or divided we fall. Each of us must choose. Focusing on common ground rather than our differences  serves us better now and is certainly true about what we will be able to accomplish in the future.


The Big Con

I just finished reading ” The Big Con”  about how confidence men use to go around the country and con people out of their money.The time frame of the story takes place between 1880 trough 1930 and delves into the lives  of a legion of smooth-talking and quick thinking criminals who traveled America taking people’s money. As the years progressed they grew more skilled at devising ruses more intricate than the last…including staging scenes with props, sets, scripted dialogue. the big con

The book is written by a linguist that captures the phrases and the terminology of the day, so at times it can be seen hard to follow but the stories are brilliant and the schemes quite elaborate and detailed. There were a few points in the book that I found fascinating such as what makes a good mark ( a good victim to be swindled)?

  • Con men exploited the desire of wealthy people to get something for nothing and their willingness to break the rules to do so. Con men exploited the honesty of people. Con men went at great lengths actually have the victims prove how honest they were. The con men knew two things about human nature. First, if you have to tell everybody you are honest–you’re probably not that honest. Secondly, once the mark went out of his way to prove how honest he was, the con men knew the mark would act consistent with that belief and thus be more easily controlled.

“Every saint has a past and every sinner a future.” It is a paradox. Truly honest and introspective people really understand how hard it is to be honest and know  how weak they are. By understanding that inherent weakness, only then can they be honest. It is our nature to truly believe that we are good and honest people but the fact is the con men knew otherwise; they understood this little paradox and exploited people’s delusion of themselves for gain.

Since some of the tricks and schemes were so elaborate and the amount swindled quite large, payoffs and bribery were par for the course. Bankers, police, government officials, real estate agents all had to be paid off. If the mark complained too loudly about the amount lost, all of the players mentioned had to play the part to soothe the marks concerns that all was being done to find these men and bring them to justice.

Even though the book’s stories take place 100 years ago, it is painful to see that all of our institutions were already corrupted even back then. Sadly, it is no different today. A few years ago, bankers walked with millions as they saw their firms collapse and the equity holders were wiped out. To date, no major player in the financial debacle has seen any time in prison (Bernie Madoff was not a banker but ran a Ponzi scheme).  As you can see, the institutions entrusted to protect their citizens had already been corrupted.

As the saying goes the more things change the more they stay the same.

Steve Clark

Rethinking Attention Deficit Disorder (A.D.D)

I’ve had an “aha” moment. This isn’t a conspiracy theory although it may read like one. Oftentimes, a new and innovative way of looking at the status quo, that calls into question an established view or pattern, can be misinterpreted as conspiratorial. Let’s not go there. Keep an open mind as you read on and you may have an “aha” moment of your own.

ADDIn his latest book “Focus” Daniel Goleman states:

“Survival in the wild, some neuroscientists argue, may have depended at crucial moments on a rapidly shifting attention and swift action, without hesitation to think what to do. What we now diagnose as Attention Deficit Disorder (A.D.D.) may reflect a natural variation in focusing styles that had an advantage in evolution–and so continue to be dispersed in our gene pool.”

Goleman’s words gave me that “aha” moment.

We are living in a time when political, economic and social systems are breaking down all around us. Its certainly reasonable to posit that all the resulting chaos raises a “warning/danger” response in the primal area of our brains.  Accordingly, we are hard wired to respond to threats to our well being and/or our very existence exactly as Goleman and his neuroscientsists observed… “with rapidly shifting attention and swift action, without hesitation to think what to do.” Also known as A.D.D.

Here’s where you’ll have to suspend your tendency to conclude conspiracy.

Approximately 7.5% of school aged children in the United States have been diagnosed with A.D.D.  Unmedicated, they are also (to use Darwin’s phrase) the “fittest” for this phase of conscious evolution we must now navigate. I suddenly understood why the “powers that be” want to medicate A.D.D.  A narrowly focused population that cannot think expansively, change focus rapidly, or multitask with ease is more readily controlled that one that can.  These A.D.D. individuals are the seers and the innovators of our day. It is they who will be the ones to usher in new ways of doing things in this age of breakdowns

If you have A.D.D., or know someone who does, perhaps you might want to pay more attention to the wanderings of that rapid mind….and less attention to what “the experts” say about medicating those minds.

All of our futures may depend on it.


ObamaCare A Success

Last week the Obama administration claimed that Obama Care was now  a success and had signed up 8 million people. I claim he is going to regret he made that statement the same way George Bush lived to regret his “mission accomplished” speech in the 1st year of the Iraq war. ObamaCare





First if Obamacara is the law of the land and every citizen is suppose to have health insurance in a country with over 330 million people, 8 million people is only 2% of the entire population. Secondly the law states you have to buy it and if you don’t you will be fined, again 8 million people seems like an awfully low number and a lot of people would rather be fined then sign up. Finally, due to the problems on the web site, the government is not telling you if the 8 million people that signed up actually paid for the insurance. This would be the equivalent of going to an online store adding an item to your cart but then not checking out and paying for the item. If an online public company reported that number to the press, they would probably be sued for misrepresentation.

One of my friends actually posted the 8 million signups on his Facebook page as a sign that Obama had done a good job and that the program was now a success. When I pointed out the obvious problems with his statements he accused me of being a Republican. The reality is that my party affiliation should have nothing to do on whether a statement is true or not, facts are facts. My friend wanted to believe the political fantasy for whatever reason.

Clearly my fried was a Democrat and wanted to believe the president but when facts state otherwise, he should have been able to see the truth. We as humans like to label ourselves and put ourselves  into categories and then that label becomes our identity and any assault on that identity becomes an assault on our selves. Men are especially prone to this as their profession becomes how they define themselves: banker, salesman, doctor but when men lose their jobs, many time their identity gets lost as well.

My point was not to attack my friend because he was a Democrat but rather to point out the flaws in the president’s statement. If my friend had a bigger identity of who he was he wouldn’t have felt slighted by my statements.


Steve Clark